2008/08/25

The As Is Situation - Where does the money go? A look at recurring expenses

One of the biggest problems I'm having is figuring out where our money goes from month to month. Here is a list of my monthly expenses. It's huge!

My next step is to put all of these expenses in to a spreadsheet and start tracking!

My mom - the most responsible financially minded person I know - doesn't believe in budgets. But she has the luxury of not being in the bottom of a financial well. I have to know what we are spending on what. I need to know what I can get rid of altogether. I'm putting the cart a bit before the horse by suggesting a look at what to cut, but at the rate we're bleeding money, a first pass can't hurt. At any rate, this is the start of my budgeting process.

Monthly Expenses List
Natural Gas
Electricity
Water
Telephone
Cable TV
Wife's Cell Phone
My Cell Phone
Son's Cell Phone
Wife's Car Ins.
Wife's Car Gas
My's Car Ins.
My's Car Gas
Wife's Car Tag
My Car Tag
Wife's Car Gas
My Car Gas
Homeowners Dues
House Cleaners
Landscaping
Misc. House Stuff
Groceries
Restaurants
Retail Clothes
Entertainment
Medical
Vet Bills
Dry Cleaning
Nail Salon
Family Hair
Baby Sitting

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